Written by Björgvin Vigfusson MAAT
The UK Property Investor's Tax Guide
How to structure property, reduce tax and avoid costly mistakes. A 15-chapter plain-English guide to property ownership, tax and structure — written for landlords, investors and developers who want to understand the decisions, not just follow instructions.
- 15 chapters
- 151 pages, plain English throughout
- Structure
- From first purchase to succession
- Written by
- Björgvin Vigfusson MAAT
- Published
- May 2026
Finalist — Tax Team of the Year (Small Firm)Accounting Excellence Awards 2026
- CIMA qualified
- AAT qualified
- Fixed fees, agreed on the call
- Business & property
- Lancaster · UK-wide
Who it's for
Written for the decision, not the form.
Most property tax writing explains what to file. This explains what to decide, and why one option costs more than another.
Landlords
Whether you own one rental property or twenty, the decisions that cost the most tax are usually made at the start and rarely revisited.
Portfolio investors
Structure, SPVs, holding companies and the interaction between them — explained in terms of the decision rather than the paperwork.
Developers
Revenue versus capital treatment, project accounting and the classification questions that decide what a development actually nets you.
What it covers
From the first purchase through to passing it on.
Everything from choosing the right structure at the start to inheritance tax, SPVs and advanced group planning.
- Choosing the right ownership structure at the start
- Personal ownership versus a limited company
- SPVs and holding company structures
- Section 24 and finance cost relief
- Capital gains tax and disposal timing
- Stamp duty land tax
- Allowable expenses and record-keeping
- Development project accounting
- Inheritance tax on property
- Advanced group planning
Read some of it first
Two sample chapters, free.
The two questions Björgvin Vigfusson gets asked most. No sign-up, no email address — just the chapters.
Real result
£200k
Tax saving on a single case
Case study · Property developer · Lancashire
A £230,000 tax bill — reduced to £30,000.
A previous accountant had calculated a £230,000 liability on a ten-year, ten-property development. The income had been misclassified as revenue rather than capital. The correct figure was £30,000.
Read the full case“The difference wasn't aggressive avoidance. It was knowing the correct treatment — and having an accountant who took the time to understand the full history of the project.”
The book, and the engagement
I've read the book — do I still need an accountant?
The book is designed to help you understand the decisions. An accountant helps you implement them correctly, avoid costly mistakes and make sure your specific situation is handled properly. Most readers find the two work well together — the book gives you the framework, the engagement puts it into practice.
Get started
Read it, then talk it through.
Book a free 20-minute call with Björgvin. We'll review your portfolio, identify the key opportunities and agree a fixed fee — on the call, not after it.
- Free 20-minute call
- Fee agreed on the call
- No minimum contract
- CIMA & AAT qualified
