Your one-stop finance partner
Your finances, finally working for you.
Heights Accountancy gives UK service businesses and property investors complete financial clarity — from bookkeeping and tax strategy through to board-level CFO support, all under one roof.
Fixed fee agreed on the call · No minimum contract · Cancel any time
Accounting Excellence Awards 2026
Finalist — Tax Team of the Year (Small Firm)
Who we help
Two distinct clients. Both expertly served.
Some clients come to us purely for their business. Others purely for their property portfolio. Many have both — and when your situation spans the two, we're the only firm you'll need.
For your business
UK SMEs & service businesses
Consultancies, agencies, contractors and professional services that need clean books, proactive tax planning and CFO-level insight without the full-time cost.
- Management accounts & bookkeeping
- Payroll, VAT & corporation tax
- Fractional CFO & growth strategy
- Director self-assessment
For your property
Investors, landlords & developers
Buy-to-let landlords, portfolio investors and developers who need specialist tax strategy, SPV accounting and deal analysis — not a standard set of accounts.
- Rental income & landlord tax returns
- SPV & holding company accounts
- Capital gains & stamp duty planning
- Development project accounts
Real result
£200k
Tax saving on a single case
Case study · Property developer · Lancashire
A £230,000 tax bill — reduced to £30,000.
A previous accountant had calculated a £230,000 liability on a ten-year, ten-property development. The income had been misclassified as revenue rather than capital. The correct figure was £30,000.
Read the full case“The difference wasn't aggressive avoidance. It was knowing the correct treatment — and having an accountant who took the time to understand the full history of the project.”
Why Heights
An accountant who actually gets involved.
Heights isn't a factory. Every engagement is built around your situation rather than sold from a menu.
- 01
Senior-led, from day one
Every client relationship is led by Björgvin personally. You get direct access to a qualified, experienced finance professional — not an account manager and a handover.
- 02
Proactive, not reactive
Conversations about tax planning, cashflow and the decisions in front of you happen throughout the year. Not once, in a rush, after the year has already closed.
- 03
Business and property, joined up
Most accountants specialise in one or the other. We advise across both — so salary, dividends, rental income and capital gains are decided with the full picture in view.
The accountant behind Heights
Björgvin Vigfusson
9 years working inside businesses as a finance leader. Founded Heights in 2024 to give small business owners and property investors the kind of financial thinking that was previously only available to larger companies.
Based at Halton Mill, Lancaster — working with clients across the UK.
- CIMA
- Chartered Institute of Management Accountants
- AAT
- Association of Accounting Technicians
- 9 years
- Commercial finance leadership
- Author
- The UK Property Investor's Tax Guide
What we do
Proactive advice, built in — not sold as an add-on.
These are the services that go beyond filing returns. Each one is built around your situation, priced on the call, and available as a standalone or combined engagement.
All services
- 01
Virtual Finance Office
Your entire finance function on a fixed monthly fee. Building finance capability in-house gets expensive fast — a bookkeeper, a management accountant, a financial controller.
- 02
Tax advice & strategy
Year-round planning for business and property. Most accountants file your tax return after the year ends.
- 03
Property accounting
For landlords, portfolio investors and developers. Property accounting isn't just bookkeeping with a different label.
- 04
Making Tax Digital
Quarterly submissions handled for you. Quarterly digital submissions to HMRC have replaced the annual self-assessment return for most self-employed people and landlords.
Premium · Our senior offering
Board-level finance leadership, without the full-time cost.
Most growing businesses reach a point where bookkeeping isn't enough — but a full-time Finance Director isn't justified yet. A Fractional CFO gives you board-level financial leadership, forecasting and strategic support for a fraction of the cost.
- Monthly board packs & management reporting
- Budget, forecasting & scenario modelling
- KPI dashboards & financial controls
- Support for hiring, investment & growth decisions
How it works
Up and running in under two weeks.
No long onboarding and no chasing — with your fixed fee agreed before you hang up.
Step 1Book a free 20-min call
No sales pressure. We map your situation, deadlines and what you actually need.
Free · No commitment
Step 2Fixed fee agreed — on the call
Scope confirmed and your fixed fee agreed before you hang up. Letter of Engagement sent the same day.
No waiting · No surprises
Step 3Onboarding & HMRC setup
We handle the setup — systems, access and HMRC agent authorisation. You don't chase anything.
Done for you · Under 2 weeks
Step 4Proactive ongoing support
Regular check-ins, proactive tax planning and clean numbers — month after month. No Friday-night surprises.
Ongoing · Cancel any time
Client reviews
What clients say.
5.0
Average Google rating
“Björgvin is efficient, clear, and incredibly supportive. I've found his guidance invaluable — he makes my accounts easy to understand and always goes above and beyond to help me.”
“Björgvin has been a breath of fresh air for my taxes and accounting. He's efficient, responsive and makes a very mundane activity enjoyable. I use him for personal and corporation tax. Would definitely recommend.”
“Just fantastic. I have struggled with my financial mindset in the past and Björgvin has helped me overcome this. He is kind, helpful and dedicated. I would recommend him to anyone starting or growing a business.”
Advice & resources
Not ready to book? Start here.
Plain-English guides written by Björgvin, and three calculators that run on current HMRC rates. No jargon, no sign-up, no sales pitch.
Free calculators
- Salary vs dividendsThe most tax-efficient split for your company
- Sole trader vs LtdCompare the tax across both structures
- PAYE & staff costThe true cost of a hire, including employer NI
The book
The UK Property Investor's Tax Guide
15 chapters, plain English — structure, tax and every decision in between. Written for landlords, investors and developers who want to understand the decisions, not just follow instructions.
About the bookGet started
Pay less tax. Make more money. Free up more time.
Book a free 20-minute call with Björgvin. We'll take the time to understand your business, your goals and your pain points — then show you exactly how we'd fix them. Everything agreed together, on the call.
- Free 20-minute call
- Fee agreed on the call
- No minimum contract
- CIMA & AAT qualified
